Supplemental Insurance

Supplemental insurance, including accident, cancer, heart & stroke, hospitalization, long-term care, and critical illness insurance, offers added financial security beyond primary health coverage.

Accident insurance shields against accident-induced injuries, disbursing benefits for medical expenses, disability, or death. Its benefits can be utilized flexibly for medical or non-medical expenses arising from accidents.

Cancer insurance is tailored for cancer patients, aiding in treatment expenses, medication, and other non-medical outlays. It provides a lump sum or indemnity benefits upon cancer diagnosis, allowing policyholders to decide how to allocate the funds to alleviate financial burdens during recovery.

Heart & stroke insurance targets the heart and stroke-related health issues, catering to medical costs and other expenditures linked to these conditions. It offers adaptable benefits that can be employed for both medical and non-medical necessities during rehabilitation. Policies may disburse lump sum payments or indemnity payments for various treatments.

Hospitalization insurance eases the financial load of hospital stays, covering costs like room, surgery, and medications. It provides fixed daily or weekly indemnity payments, offering flexibility in handling medical and non-medical expenses related to hospitalization.

Long-term care insurance focuses on long-term care necessities, supporting individuals in various settings. It assists with activities of daily living (ADLs) and cognitive impairments, offering financial relief for services in nursing homes, assisted living, or home care.

Critical illness insurance concentrates on specific severe illnesses, granting lump sum benefits upon diagnosis. Policyholders can apply these funds at their discretion to tackle medical expenses, recovery needs, or financial obligations arising from critical illnesses.