65 + Seniors

Medicare, designed for individuals aged 65 and above, provides essential health insurance coverage. Eligibility for enrollment begins three months before turning 65, although individuals with disabilities, End-Stage Renal Disease (ESRD), or ALS can qualify earlier.

Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and home health care.

Part B includes services from healthcare providers, outpatient care, home health care, durable medical equipment, preventive services, and wellness visits.

Part D offers prescription drug coverage, including recommended vaccines, through standalone plans or Medicare Advantage Plans.

Medicare Supplemental Insurance (Medigap) is an extra policy that aids in covering costs under Original Medicare, with standardized plans like Plan G or Plan K across various private insurers.

Final Expense Insurance is tailored to cover funeral costs, medical bills, and outstanding debts, with easier qualification and lower coverage amounts compared to traditional life insurance.

Dental insurance plans cater to various dental services, easing the financial burden of oral care.

Vision Plans provide coverage for eye care services and products, promoting good eye health and vision correction.